দৈনন্দিন জীবনে বিজ্ঞান-প্রবন্ধ রচনা

All right, Let's talk about money!  In an ordinary view, Earning is to obtain (money) in return for labor or services (Probably the simplest definition!). Though sometimes earning also refers to any kind of profit. 

Some guys do business, some guys do office as an employee, some guys do crime(lol!), some guys are even financially free by born! These are some sort of different activities and their only outcome is Earning. In other words: It's Money. 

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Earning types include wages, salaries, and overtime pay. Typically, wages are calculated by multiplying the hours worked by an hourly rate (Time * Rate = Income). Employers usually determine the rate by the employment category, such as supplemental, hourly, premium, overtime, salary, paid leave, shift differential, or standby.

There are a bunch of ways you can get money! Some you have to work for, others your money does the work for you ( Rich Dad's Advise!). By the way, Let's have a look at these:

Wages: This is the job that comes from the income. Ow Sorry! This is the income that comes from the job. There's a very simple rule: The more hours you work, the more money you earn! 

Salary: Almost similar to wages, but not the same exactly. This is the income(money) that you earn from a job or something like that. Your annual salary is usually set out in a contract and paid either weekly, fortnightly, or monthly. Usually, the amount is regular and you won’t earn more for extra hours worked.

NB: Next time, Don't get confused with wages and salary!

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Commission: This is an amount that someone gets for completing a specific task. Well, this is very common in sales roles. You might earn a set amount of money for each sale you make or you might earn a percentage of a sale price for your work. The commission is based on results rather than time worked. Think of any FOODPANDA RIDER by the way! 

Interest: Interest is something that your money earns for you (yay!) Literally sounds adorable, right?!  Interest is usually paid on money that you have deposited with your bank. Interest varies between account types and is usually expressed as a percentage per year. Though it's strictly prohibited in Islamic perspective. Whatsoever! 

Selling something you create or own: Maybe you’re handy with a needle and thread or you’re a gifted mathematician. You might have a ton of stuff you don’t want anymore. Selling things you make, your skills as a service or stuff you own and no longer want are all ways to bring in some cash.

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Investment: (I love this one more than anything. Even more than my girlfriend!) Investments like property, shares and art can all earn money for you either through an increase in their value (this is called capital growth) or in the case of shares, by paying you an amount of money per share you hold (this is called a dividend).

NB: I don't have any girlfriend though! (LOL!)

Gifts: Who doesn’t love a cash present? Birthdays, Christmas, and Eid Salami can be great and sometimes unexpected sources of income.

It's a lame one, Isn't it?

Allowance/Pocket Money: Money your grown-ups give you on a regular basis. Basically, it's the money that we get from our parents. Love You Mom & Dad! 

Government Payments: Depending on your situation you may be eligible for assistance payments from the government.

Well, Let me tell you something:

''What you do with your money can be a game-changer.''  

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Writer: Md. Nafiur Rahman

Mail: nafiurrahman2005@gmail.com